Our business auto coverage offerings

We deliver proposals for business auto insurance to cover a wide range of healthcare providers, including medical practices, clinics, facilities and hospitals, as well as ambulance fleets. If your practice owns or leases commercial vehicles or your employees occasionally use their personal vehicles for business purposes, we can deliver a personalized coverage option that meets your needs.

What does business auto insurance cover?

Business auto insurance, also known as commercial auto insurance, provides necessary protection for vehicles used for business purposes in your medical practice. With these insurance coverages, your practice is covered and protected against potentials risks related to auto liability and your practice assets are safeguarded. These options can include coverage for cars, trucks, vans, and ambulances including fleet ambulance auto insurance, when used to transport medical staff, equipment, or supplies. Essential coverage options include:

• Liability coverage for bodily injury and property damage caused by your vehicles.
• Physical damage coverage to repair or replace vehicles after an accident or other events like theft or vandalism.
• Medical payments and personal injury protection to cover medical expenses for drivers and passengers.
• Hired and non-owned auto coverage (Hired & Non-owned) to protect your business when employees use personal vehicles or rent cars for business purposes.
• General liability protection related to legal claims resulting from vehicle accidents.

How much is business auto insurance?

Premiums will differ based on the level of insurance limits purchased and the coverage options selected including Hired & Non-Owned. Other factors include but not limited to: the location of your practice, the type of vehicles used in your practice, the number of vehicles, how often they are used for business purposes, and the driving records of your employees.