Medical Facilities and Medical Clinics

Healthcare facility insurance is essential for protecting your facility and ensuring its long-term success. As a healthcare provider, it’s important to have insurance that addresses your specific needs. Given the constantly evolving landscape of the healthcare industry, various risks and challenges can arise. With healthcare facility insurance, you can have confidence in the comprehensive coverage it offers, along with the peace of mind that comes with it.

Healthcare Facilities that we help

Healthcare facility insurance is designed for hospitals, ambulatory surgical centers, urgent care clinics, nursing homes, birth centers, assisted living facilities, and more. Facilities listed below are who we can help:

Hospitals

Ambulatory Surgical Centers

Diagnostic Imaging Centers

Hospice

Urgent Care Centers

Birth Centers

Physical Therapy Clinics

Rehab Centers

Mental Health Centers

Nursing Homes

Assisted Living Facilities

And more…

Healthcare Facility insurance coverage offerings

Healthcare facilities have unique exposures and coverage offerings are available to address the risks while providing comprehensive protection against the numerous liabilities.

Healthcare facilities insurance program may need to provide protections such as:

  • Commercial General Liability: Provides coverage for injuries and property damage sustained by third parties.
  • Professional Liability: Provides coverage for claims regarding negligent acts, errors, misdiagnoses, treatment mistakes, etc.
  • Property Coverage: Covers the building and its contents from weather-related risks, vandalism, theft, and more.
  • Commercial Auto: Provides auto liability coverage for your company-owned or personally owned vehicle primarily used for business purposes. 
  • Alleged Assault and Battery Liability: Coverage for claims against you regarding assault and/or battery.
  • Alleged Sexual Abuse and Molestation Liability: Coverage for claims against you regarding sexual abuse and/or molestation.
  • Inland Marine: Provides physical damage protection for applicable equipment while it is being stored, transported, or while rented. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.

How much is Healthcare facility insurance?

Premiums will change based on the level of insurance limits purchased and the coverage options selected. Other factors include but are not limited to facility type, geographic location, specific coverage needs, claims history, and overall risk profile.